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Many people believe they must spend down their assets to nil in order to qualify for Medicaid. A single individual may keep personal property worth up to ,000, plus a vehicle, and a house if the person or his/her spouse still lives in the house, as well as certain other assets in some circumstances.

A married couple can keep considerably more if one spouse is still well, and does not need Medicaid.

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The “look-back” rule, which establishes penalties for gifts and other transfers of property made for the purpose of qualifying for Medicaid, prevents that from happening.

Traditionally, the look-back period was three years.

Through these organizations, structured in various forms, health care services are provided directly to a group of people who make regular premium payments. An audited financial statement prepared on the basis of statutory accounting principles and certified by an independent certified public accountant, except that surplus notes acceptable to the office and meeting the requirements of this act shall be included in the calculation of surplus; and Such additional reasonable data, financial statements, and other pertinent information as the commission or office requires with respect to the determination that the applicant can provide the services to be offered. This subsection does not affect the applicability of ss. All contested claims for overpayment must be paid or denied within 120 days after receipt of the claim.

Although it is the intent of this act to provide an opportunity for the development of health maintenance organizations, there is no intent to impair the present system for the delivery of health services. After submission of the application for a certificate of authority, the entity may engage in initial group marketing activities solely with respect to employers, representatives of labor unions, professional associations, and trade associations, so long as it does not enter into, issue, deliver, or otherwise effectuate health maintenance contracts, effectuate or bind coverage or benefits, provide health care services, or collect premiums or charges until it has been issued a certificate of authority by the office. 641.3154 and 641.513 with respect to services provided and payment for such services provided pursuant to the subsection. Failure to pay or deny overpayment and claim within 140 days after receipt creates an uncontestable obligation to pay the claim.

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In some cases, if a person qualifies as disabled for Social Security purposes, and has the necessary work history (in general, if the person has worked for five of the last ten years before becoming disabled), the person may be eligible for Medicaid even if under age 65.In other words, a person must have only a very small amount of assets to be eligible.Because someone who enters a nursing home generally has a limited life expectancy, and the circumstances won’t permit that person much of an opportunity to spend money on anything other than nursing home care, the incentive to hold onto assets for future personal use is very limited.One must also be sufficiently ill, and need sufficient assistance to qualify for Medicare pursuant to what is referred to as one’s service priority level.In order to qualify for Medicaid from a financial perspective without special steps being taken, a person must have an income under ,022 per month (in Oregon, as of July, 2009).Generally, cookies provide the ability to enhance the user's experience and enable advanced web site functionality.